Overwhelmed by Medicare choices? Let's talk.
Overwhelmed by Medicare choices? Let's talk.
Overwhelmed by Medicare choices? Let's talk.
I make it simple, personal, and stress-free — so you can find coverage that fits your health, your budget, and your life.
I make it simple, personal, and stress-free — so you can find coverage that fits your health, your budget, and your life.
I make it simple, personal, and stress-free — so you can find coverage that fits your health, your budget, and your life.
Meet Kimberly.
Meet Kimberly.
With over 15 years of experience as a Dental Hygienist, I’ve built my career on education, trust, and helping people feel confident in their health decisions. For the past three years, I’ve been part of a local dental practice in Bledsoe County, Tennessee, deeply rooted in the local community and known for its compassionate care.
My commitment to service doesn’t stop at dentistry. Inspired by countless conversations with patients who’ve struggled to navigate insurance and healthcare, I felt a natural pull to help people beyond the dental chair. Guided by my father—a Marine Corps Vietnam Veteran and seasoned independent insurance agent in Florida—I’m now expanding my career to provide Medicare and health insurance solutions with the same authenticity and clarity my patients already know and trust.
I’ve lived and worked on both the East and West Coasts, but my husband, Ryan—a firefighter for nearly three decades—and I are proud to call Tennessee home. Together, we’ve raised two children: a daughter who teaches elementary art in the Chattanooga area, and a son serving as a combat medic with the U.S. Army’s 82nd Airborne Division. Our family’s strong ties to service—both in the community and the military—fuel my passion for guiding people through life’s important choices with warmth, patience, and understanding.
My Services
Personal, no-cost guidance to help you make the right Medicare choice.
Medicare Advantage Plans
Compare Medicare Advantage (Part C) plans from multiple carriers, including extra benefits like dental, vision, and fitness options.
Medicare Advantage Plans
Compare Medicare Advantage (Part C) plans from multiple carriers, including extra benefits like dental, vision, and fitness options.
Prescription Drug Coverage (Part D)
Review your medications and find prescription drug plans that help lower costs and fit your pharmacy preferences.
Business Solutions
Review your medications and find prescription drug plans that help lower costs and fit your pharmacy preferences.
Medicare Supplement (Medigap)
Explore Medigap policies that help cover costs Medicare doesn’t pay, giving you more predictable out-of-pocket expenses.
Medicare Supplement (Medigap)
Explore Medigap policies that help cover costs Medicare doesn’t pay, giving you more predictable out-of-pocket expenses.
Plan Comparisons
Side-by-side comparisons of coverage, premiums, and benefits so you can clearly see your options.
Plan Comparisons
Side-by-side comparisons of coverage, premiums, and benefits so you can clearly see your options.
Enrollment Support
Step-by-step help completing forms and making sure your enrollment is submitted correctly and on time.
Enrollment Support
Step-by-step help completing forms and making sure your enrollment is submitted correctly and on time.
Ongoing Guidance
I’ll be here even after you enroll — to answer questions, review changes, and keep you informed each year.
Ongoing Guidance
I’ll be here even after you enroll — to answer questions, review changes, and keep you informed each year.
Centers for Medicare and Medicaid Services (CMS) Disclaimer:
I am a licensed independent insurance agent in both Tennessee and Florida. I may not offer every plan available in your area. Currently I represent [# of] organizations, which offer [# of] products in your area. Any information I provide is limited to those plans. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options. Speaking with me does not obligate you to enroll.
My Services
Personal, no-cost guidance to help you make the right Medicare choice.
Medicare Advantage Plans
Compare Medicare Advantage (Part C) plans from multiple carriers, including extra benefits like dental, vision, and fitness options.
Prescription Drug Coverage (Part D)
Review your medications and find prescription drug plans that help lower costs and fit your pharmacy preferences.
Medicare Supplement (Medigap)
Explore Medigap policies that help cover costs Medicare doesn’t pay, giving you more predictable out-of-pocket expenses.
Plan Comparisons
Side-by-side comparisons of coverage, premiums, and benefits so you can clearly see your options.
Enrollment Support
Step-by-step help completing forms and making sure your enrollment is submitted correctly and on time.
Ongoing Guidance
I’ll be here even after you enroll — to answer questions, review changes, and keep you informed each year.
Centers for Medicare and Medicaid Services (CMS) Disclaimer:
I am a licensed independent insurance agent in both Tennessee and Florida. I may not offer every plan available in your area. Currently I represent [# of] organizations, which offer [# of] products in your area. Any information I provide is limited to those plans. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options. Speaking with me does not obligate you to enroll.
Why Work With Kimberly
Here’s how working with a licensed independent agent makes Medicare simpler and more stress-free.
Clear, plain-language explanations
Access to multiple insurance carriers and plan options
Side-by-side comparisons tailored to your needs
Personal guidance and ongoing support at no cost
Help staying on track with important deadlines
Clear, plain-language explanations
Access to multiple insurance carriers and plan options
Side-by-side comparisons tailored to your needs
Personal guidance and ongoing support at no cost
Help staying on track with important deadlines
Why Work With Kimberly
Here’s how working with a licensed independent agent makes Medicare simpler and more stress-free.
Clear, plain-language explanations
Access to multiple insurance carriers and plan options
Side-by-side comparisons tailored to your needs
Personal guidance and ongoing support at no cost
Help staying on track with important deadlines
What to Expect
Whether we meet in person or by phone, here’s how the process works
Reach Out
Once you contact me, I’ll send over a few preliminary forms and information so you know what to expect before our call or in-person appointment.
Scope of Appointment Form
CMS requires us to complete this form 48 hours prior to our scheduled appointment to review plans. It lets me know what Medicare topics you’ll like to discuss and gives me permission to discuss the plans you’re interested in. It does not obligate you to enroll, it merely sets the agenda for our meeting.
Call Recording
For CMS compliance and transparency, phone appointments are recorded. This protects both of us and keeps everything clear.
Information I’ll Need From You
Please have ready: your medications, your doctors’ names, your Medicare card, and any priorities (such as costs, doctors, pharmacies or benefits). Having this information allows me to compare plans accurately and make sure we find coverage that fits your personal needs and preferences.
Your Options
I’ll review the available plans, explain how they work, and answer your questions. The decision is always yours.
Reach Out
Once you contact me, I’ll send over a few preliminary forms and information so you know what to expect before our call or in-person appointment.
Scope of Appointment Form
CMS requires us to complete this form 48 hours prior to our scheduled appointment to review plans. It lets me know what Medicare topics you’ll like to discuss and gives me permission to discuss the plans you’re interested in. It does not obligate you to enroll, it merely sets the agenda for our meeting.
Call Recording
For CMS compliance and transparency, phone appointments are recorded. This protects both of us and keeps everything clear.
Information I’ll Need From You
Please have ready: your medications, your doctors’ names, your Medicare card, and any priorities (such as costs, doctors, pharmacies or benefits). Having this information allows me to compare plans accurately and make sure we find coverage that fits your personal needs and preferences.
Your Options
I’ll review the available plans, explain how they work, and answer your questions. The decision is always yours.
Schedule a free call with me.
Schedule a free call with me.
Schedule a free 30-minute call. I will answer your Medicare questions, compare plans, and guide you through the next steps.
Or feel free to send me an email instead
Your questions, answered.
The essentials of Medicare and how I help at no cost to you.
What does it mean to be an independent Medicare agent?
It means I’m not tied to one insurance company. I can show you multiple plan options and help you compare them side-by-side.
Do your services cost me anything?
Why do I need to sign a Scope of Appointment form?
Why are phone calls recorded?
What should I bring to my appointment?
What’s the difference between Original Medicare and Medicare Advantage?
What is a Medicare Supplement (Medigap)?
Do I need Medicare Part D?
Can you help me compare plans from different companies?
Am I obligated to sign up with you if we meet?
When can I enroll or change my Medicare plan?
Are you affiliated with Medicare or the government?
Your questions, answered.
The essentials of Medicare and how I help at no cost to you.
What does it mean to be an independent Medicare agent?
It means I’m not tied to one insurance company. I can show you multiple plan options and help you compare them side-by-side.
Do your services cost me anything?
Why do I need to sign a Scope of Appointment form?
Why are phone calls recorded?
What should I bring to my appointment?
What’s the difference between Original Medicare and Medicare Advantage?
What is a Medicare Supplement (Medigap)?
Do I need Medicare Part D?
Can you help me compare plans from different companies?
Am I obligated to sign up with you if we meet?
When can I enroll or change my Medicare plan?
Are you affiliated with Medicare or the government?
Your questions, answered.
The essentials of Medicare and how I help at no cost to you.
What does it mean to be an independent Medicare agent?
It means I’m not tied to one insurance company. I can show you multiple plan options and help you compare them side-by-side.
Do your services cost me anything?
Why do I need to sign a Scope of Appointment form?
Why are phone calls recorded?
What should I bring to my appointment?
What’s the difference between Original Medicare and Medicare Advantage?
What is a Medicare Supplement (Medigap)?
Do I need Medicare Part D?
Can you help me compare plans from different companies?
Am I obligated to sign up with you if we meet?
When can I enroll or change my Medicare plan?
Are you affiliated with Medicare or the government?
Need help choosing a Medicare plan?
I compare multiple carriers side-by-side—no sales pressure, ever. $0 to you. CMS-compliant. Local support in Chattanooga.
Need help choosing a Medicare plan?
I compare multiple carriers side-by-side—no sales pressure, ever. $0 to you. CMS-compliant. Local support in Chattanooga.
Need help choosing a Medicare plan?
I compare multiple carriers side-by-side—no sales pressure, ever. $0 to you. CMS-compliant. Local support in Chattanooga.